I got hit too on SE4. What sucks is that he also purchased SE1, SE2 and SE3 a few days before SE4 so I am basically sitting here waiting for the charge back on the other ebooks.
SE4 was done via instant download with proof of download but PayPal said no electronic purchases is covered under the seller's protection program. However, if enough of us make noise, PayPal will likely close down Ron Smith's account.
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From Paypal:
We were recently notified that a payment you received was reversed by the buyer's bank.
As a result, we have reversed the following transaction:
Transaction date: Jan. 19, 2010
Transaction amount: $19.00 USD
Buyer's email:
captnron03@yahoo.com
Buyer's name: Ron Smith
Your transaction ID: 26P02001F0148025U
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From Etsy Transaction:
Ron Smith
captnron03@yahoo.com
417-548-4013
Shipping address - unconfirmed
Ron Smith
1311 NE Franklin
Sarcoxie, MO 64862
United States