for most home owner policies, you are allowed to have hobbies in your home as long as they follow all applicable building and safety codes. and as long as you maintain the studio as a hobby studio, then there should be no problem. you can sell at art shows or online. i would talk with your insurance person an inquire.
however, if you sell out of your studio, or give lessons, then you need a business policy.
you will also want a liability policy if you sell at art shows.
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Mark Wilson
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